🔗 Blockchain finance
This patent provides an investment-lending platform that verifies and records digital bonds through blockchain validation, ensuring stability and transparency.
🔗 Blockchain finance
Core Patent Architecture
• Blockchain validation to ensure integrity and immutability
• Automated P2P matching
• Issuance of electronic currency functioning as bond certificates
• Investor-to-investor bond transfer structure (secondary market)
• Automated matching for early repayment /recovery (optional)
Extended Patent Configurations
• Blockchain validation structures integrated with electronic currency
• Configurations including debtor notification functions integrated with blockchain validation
• Extended structures incorporating early recovery interest mechanisms
• Configurations including cryptocurrency return and extinguishment notification functions
• Blockchain-validated platforms integrated with credit rating and financial institution functions
• Additional configurations supporting conditional adjustments following preliminary screening
🌐 System Overview
Blockchain Finance is a platform technology in which blockchain validation is a mandatory component. It may be integrated with CBDC operational systems, or implemented within a P2P investment and lending structure where the platform issues electronic currency functioning as bond certificates and verifies such currency through blockchain technology.
Through this flexibility, the system delivers transparency, stability, and processing speed that CBDC-oriented financial infrastructures aim to achieve.
Through this modular architecture, licensees are able to configure the platform in accordance with their specific business models and regulatory environments, while securing legal protection for the core transaction structure and investment rights.